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Is Cheap Car Insurance Policy Useful?
When it comes to purchasing cheap car insurance policy, the phrase “too good to be true” might resonate among some people. On other side, it might seem like you got the best
deal, however when you go through the terms and conditions of the policy, it might not be a good deals as what you have expected.
Which is Better- Comprehensive or Third Party Insurance Policy?
Most of the young and new drivers choose the third party insurance policy in order to reduce their insurance premiums. Generally, many of the people might thing that this
is a great idea, but the fact is that if you accident is caused by your fault, the n you will not have the vehicle to drive. Since the third party insurance policy will not cover your vehicle or cost of repairing or in some
cases it won’t even cover personal injury to you.
Higher Excess
Another way of getting cheaper auto insurance policy is to increase your excess. This is also a great idea in theory, however if you were to have an accident, you will have
to stump up the excess before the repairs could even begin. Excess could range from 100 pounds to 500 pounds or more. It is always to put a vale on your vehicle before getting insurance or insuring. If it is only worth 1,000
pounds it is not a great idea to have an excess of 500 pounds.
Your Own Insurance Policy - Cheaper In the Long Term
If you are planning to drive your car under the name of your parents in order to reduce your insurance premiums- then you have to think again. This is might seem a great ideas
in the beginning as you will be able to hundreds of pounds. However, when it comes to long term, then it is always better to take your own policy in order to save money and get discounts.
